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%3Ch1%3EBlackjack%20Rules%3C%2Fh1%3E%0D%0A%3Cp%3EEach%20player%20is%20dealt%20two%20cards%20and%20is%20then%20offered%20the%20opportunity%20to%20take%20more.%20The%20hand%20with%20the%20highest%20total%20wins%20as%20long%20as%20it%20doesn%27t%20exceed%2021%3B%20a%20hand%20with%20a%20higher%20total%20than%2021%20is%20said%20to%20bust%20or%20have%20too%20many.%20Cards%202%20through%2010%20are%20worth%20their%20face%20value%2C%20and%20face%20cards%20%28jack%2C%20queen%2C%20king%29%20are%20also%20worth%2010.%20An%20ace%27s%20value%20is%2011%20unless%20this%20would%20cause%20the%20player%20to%20bust%2C%20in%20which%20case%20it%20is%20worth%201.%20A%20hand%20in%20which%20an%20ace%27s%20value%20is%20counted%20as%2011%20is%20called%20a%20soft%20hand%2C%20because%20it%20cannot%20be%20busted%20if%20the%20player%20draws%20another%20card.%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3EThe%20goal%20of%20each%20player%20is%20to%20beat%20the%20dealer%20by%20having%20the%20higher%2C%20unbusted%20hand.%20Note%20that%20if%20the%20player%20busts%20he%20loses%2C%20even%20if%20the%20dealer%20also%20busts%20%28therefore%20Blackjack%20favors%20the%20dealer%29.%20If%20both%20the%20player%20and%20the%20dealer%20have%20the%20same%20point%20value%2C%20it%20is%20called%20a%20%22push%22%2C%20and%20neither%20player%20nor%20dealer%20wins%20the%20hand.%20Each%20player%20has%20an%20independent%20game%20with%20the%20dealer%2C%20so%20it%20is%20possible%20for%20the%20dealer%20to%20lose%20to%20one%20player%2C%20but%20still%20beat%20the%20other%20players%20in%20the%20same%20round.%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3EThe%20minimum%20bet%20is%20printed%20on%20a%20sign%20on%20the%20table%20and%20varies%20from%20casino%20to%20casino%20and%20table%20to%20table.%20After%20initial%20bets%20are%20placed%2C%20the%20dealer%20deals%20the%20cards%2C%20either%20from%20one%20or%20two%20hand-held%20decks%20of%20cards%2C%20known%20as%20a%20%22pitch%22%20game%2C%20or%20more%20commonly%20from%20a%20shoe%20containing%20four%20or%20more%20decks.%20The%20dealer%20gives%20two%20cards%20to%20each%20player%2C%20including%20himself.%20One%20of%20the%20dealer%27s%20two%20cards%20is%20face-up%20so%20all%20the%20players%20can%20see%20it%2C%20and%20the%20other%20is%20face%20down.%20%28The%20face-down%20card%20is%20known%20as%20the%20%22hole%20card%22.%20In%20European%20blackjack%2C%20the%20hole%20card%20is%20not%20actually%20dealt%20until%20the%20players%20all%20play%20their%20hands.%29%20The%20cards%20are%20dealt%20face%20up%20from%20a%20shoe%2C%20or%20face%20down%20if%20it%20is%20a%20pitch%20game.%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3EIn%20American%20blackjack%2C%20if%20the%20dealer%27s%20face-up%20card%20is%20an%20ace%20or%20a%20ten-value%2C%20the%20dealer%20checks%20his%20hole%20card%20to%20see%20if%20he%20has%20blackjack.%20This%20check%20occurs%20before%20any%20of%20the%20players%20play%2C%20but%20after%20they%20have%20been%20offered%20insurance%20%28if%20the%20face-up%20card%20is%20an%20ace%29.%20If%20the%20dealer%20has%20blackjack%2C%20all%20players%20lose%20their%20initial%20bets%2C%20except%20players%20who%20also%20have%20blackjack%2C%20who%20push.%20%28In%20some%20American%20casinos%2C%20the%20dealer%20does%20not%20actually%20check%20the%20hole%20card%20until%20after%20the%20players%20have%20all%20played.%20At%20that%20time%2C%20if%20the%20dealer%20turns%20out%20to%20have%20blackjack%2C%20all%20players%20who%20did%20not%20have%20blackjack%20lose%20their%20bets%2C%20and%20players%20who%20increased%20their%20bets%20by%20doubling%20or%20splitting%20lose%20only%20the%20original%20bet%2C%20and%20have%20the%20additional%20bets%20returned%20to%20them%3B%20thus%2C%20the%20end%20result%20is%20precisely%20as%20if%20the%20dealer%20had%20checked%20the%20hole%20card%20before%20playing.%29%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3EA%20two-card%20hand%20of%2021%20%28an%20ace%20plus%20a%20ten-value%20card%29%20is%20called%20a%20%22blackjack%22%20or%20a%20%22natural%22%2C%20and%20is%20an%20automatic%20winner%20%28unless%20the%20dealer%20has%20blackjack%20as%20well%2C%20in%20which%20case%20the%20hand%20is%20a%20push%29.%20A%20player%20with%20a%20natural%20is%20usually%20paid%203%3A2%20on%20his%20bet.%20Some%20casinos%20pay%20only%206%3A5%20on%20blackjacks%3B%20although%20this%20reduced%20payout%20has%20generally%20been%20restricted%20to%20single-deck%20games%20where%20card%20counting%20would%20otherwise%20be%20a%20viable%20strategy.%20The%20move%20was%20decried%20by%20longtime%20blackjack%20players%5B1%5D.%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3EThe%20player%27s%20options%20for%20playing%20his%20or%20her%20hand%20are%3A%0D%0A%3CUL%3E%0D%0A%09%3CLI%3E%0D%0A%20%20%20%20Hit%3A%20Take%20another%20card.%0D%0A%20%20%20%20%3CLI%3EStand%3A%20Take%20no%20more%20cards.%0D%0A%20%20%20%20%3CLI%3EDouble%20down%3A%20Double%20the%20wager%2C%20take%20exactly%20one%20more%20card%2C%20and%20then%20stand.%0D%0A%20%20%20%20%3CLI%3ESplit%3A%20Double%20the%20wager%20and%20have%20each%20card%20be%20the%20first%20card%20in%20a%20new%20hand.%20This%20option%20is%20available%20only%20when%20both%20cards%20have%20the%20same%20value.%0D%0A%20%20%20%20%3CLI%3ESurrender%3A%20Forfeit%20half%20the%20bet%20and%20give%20up%20the%20hand.%20Surrender%20was%20common%20during%20the%20early-%20and%20mid-20th%20century%2C%20but%20is%20no%20longer%20offered%20at%20most%20casinos.%0D%0A%0D%0A%09%0D%0A%3C%2FUL%3E%3C%2Fp%3E%0D%0A%3Cp%3EThe%20player%27s%20turn%20is%20over%20after%20deciding%20to%20stand%2C%20doubling%20down%20to%20take%20a%20single%20card%2C%20or%20busting.%20If%20the%20player%20busts%2C%20he%20or%20she%20loses%20the%20bet%20even%20if%20the%20dealer%20goes%20on%20to%20bust.%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3EAfter%20all%20the%20players%20have%20finished%20making%20their%20decisions%2C%20the%20dealer%20then%20reveals%20his%20or%20her%20hidden%20hole%20card%20and%20plays%20the%20hand.%20House%20rules%20say%20that%20the%20dealer%20must%20hit%20until%20he%20or%20she%20has%20at%20least%2017%2C%20regardless%20of%20what%20the%20players%20have.%20In%20some%20casinos%20a%20dealer%20must%20also%20hit%20a%20soft%2017%20%28a%20combination%20of%20cards%20adding%20up%20to%20either%207%20or%2017%2C%20such%20as%20an%20ace%20and%20a%206%29.%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3EIf%20the%20dealer%20busts%20then%20all%20remaining%20players%20win.%20Bets%20are%20normally%20paid%20out%20at%20the%20odds%20of%201%3A1.%20Players%20who%20push%20%28tie%29%20with%20the%20dealer%20receive%20their%20original%20bet%20back.%0D%0A%3C%2Fp%3E%0D%0A%3Cp%3ESome%20common%20rules%20variations%20include%3A%0D%0A%3CUL%3E%0D%0A%09%3CLI%3E%0D%0A%20%20%20%20Only%20one%20card%20for%20split%20Aces%3A%20a%20single%20new%20card%20is%20added%20to%20each%20Ace%20and%20the%20turn%20ends.%20They%20are%20thus%20regarded%20as%2011-point%20cards.%20No%20other%20denomination%20is%20subject%20to%20this%20process.%0D%0A%20%20%20%20%3CLI%3EMultiple%20splits%3A%20If%20a%20player%20splits%202%20cards%20and%20receives%20a%20third%20card%20of%20identical%20value%2C%20the%20hand%20can%20be%20split%20again%2C%20resulting%20in%203%20hands.%20However%2C%20some%20casinos%20only%20allow%20a%20single%20split%20of%20the%20first%202%20cards.%0D%0A%20%20%20%20%3CLI%3EEarly%20surrender%3A%20Player%20has%20the%20option%20to%20surrender%20before%20dealer%20checks%20for%20Blackjack.%0D%0A%20%20%20%20%3CLI%3ELate%20surrender%3A%20Player%20has%20the%20option%20to%20surrender%20after%20dealer%20checks%20for%20Blackjack.%0D%0A%20%20%20%20%3CLI%3EDouble-down%20restrictions%3A%20Double-down%20may%20only%20be%20allowed%20on%20certain%20combinations%20of%20cards%20%28usually%20totaling%209%2C%2010%20or%2011%29.%0D%0A%20%20%20%20%3CLI%3EDouble-down%20after%20split%3A%20Double-down%20may%20not%20be%20allowed%20after%20splitting%20cards.%20The%20split%20hands%20are%20played%20normally%20otherwise.%0D%0A%20%20%20%20%3CLI%3ESplit%20any%20tens%3A%20Players%20may%20split%20any%202%20cards%20which%20are%20both%20worth%2010%20points%2C%20such%20as%20a%20Jack%20and%20Queen.%20This%20rule%20is%20rarely%20used%2C%20since%2020%20is%20a%20very%20strong%20hand%20which%20is%20unlikely%20to%20be%20split.%0D%0A%20%20%20%20%3CLI%3EEuropean%20No-Hole-Card%20Rule%3A%20the%20dealer%20receives%20only%20one%20card%2C%20dealt%20face-up%2C%20and%20does%20not%20receive%20a%20second%20card%20%28and%20thus%20does%20not%20check%20for%20blackjack%29%20until%20players%20have%20acted.%20This%20means%20players%20lose%20not%20only%20their%20original%20bet%2C%20but%20also%20any%20additional%20money%20invested%20from%20splitting%20and%20doubling%20down.%20A%20game%20that%20has%20no-hole-card%20doesn%27t%20necessarily%20mean%20you%20will%20lose%20additional%20bets%20as%20well%20as%20original%20bets.%20In%20Australia%20for%20example%2C%20a%20player%20beaten%20by%20a%20dealer%20blackjack%20may%20keep%20all%20split%20and%20double%20bets%20and%20lose%20only%20the%20original%20bet%2C%20thus%20the%20game%20plays%20the%20same%20as%20it%20would%20if%20there%20were%20a%20hole%20card.%0D%0A%0D%0A%09%0D%0A%3C%2FUL%3E%3C%2Fp%3E%0D%0AEach%20blackjack%20variation%20has%20its%20own%20set%20of%20rules%2C%20strategies%20and%20odds.%20It%20is%20advised%20to%20take%20a%20look%20at%20the%20rules%20of%20the%20specific%20variation%20before%20playing.%20Many%20countries%20have%20legal%20acts%20and%20laws%2C%20which%20determine%20how%20a%20casino%20game%20of%20Blackjack%20must%20be%20played.

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